Develop A Personal Budget Using The Main Components Of Wise Money Management

  1. Does your income exceed your expenses?
    • If so, how much are you saving each month and is it enough? How do you know it is enough?
    • If not, what are your goals for addressing the deficit (i.e. job change, cut back on expenses, etc)
  2. How is your short-term savings—if you had an emergency, would you have enough in savings to handle the situation?
  3. Why is a savings account important? How much do you need to have in savings? What are some tips to accumulating savings?
  4. What else did you learn from this budgeting exercise that could help you and/or your family finances going forward?

Write a 2-4 page paper that addresses these questions after completing your budget worksheet.

Use the template provided. Follow APA format, including a title page, introduction, conclusion, citations, and a minimum of one reference (not Wikipedia or Investopedia). See the attached PPT file.

Develop A Personal Budget Using The Main Components Of Wise Money Management

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